John Labban Mortgage Guru (NMLS #920783)

John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)

John Labban Mortgage Guru (NMLS #920783)

John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)
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State Licensing

Licensed in 37 states

I am required by law to main a license in each state that I conduct business. In addition to the NMLS mortgage requirements, I go through extensive testing and training to maintain an active license and good standing each year that I am active in the mortgage business in the following 37 states:


I currently work at Mutual of Omaha Mortgage (NMLS #1025894).


  • Alabama (Alabama State Banking Department)
  • Arizona (Arizona Department of Insurance and Financial Institutions)
  • Arkansas (Arkansas Securities Department)
  • California (Department of Financial Protection and Innovation (DFPI))
  • Colorado (Colorado Division of Real Estate)
  • Connecticut (Connecticut Department of Banking)
  • Delaware (Delaware Office of the State Bank Commissioner)
  • Florida (Florida Office of Financial Regulation/Division of Consumer Finance)
  • Georgia (Georgia Department of Banking and Finance)
  • Idaho (Idaho Department of Finance)
  • Illinois (Illinois Department of Financial and Professional Regulation)
  • Indiana (Indiana Department of Financial Institutions)
  • Iowa (Iowa Division of Banking)
  • Kansas (Kansas Office of the State Bank Commissioner)
  • Kentucky (Kentucky Department of Financial Institutions)
  • Louisiana (Louisiana Office of Financial Institutions)
  • Maine (Maine Department of Professional and Financial Regulation)
  • Maryland (Maryland Commissioner of Financial Regulation)
  • Michigan (Michigan Department of Insurance and Financial Services)
  • Minnesota (Minnesota Department of Commerce)
  • Mississippi (Mississippi Department of Banking and Consumer Finance)
  • Montana (Montana Division of Banking and Financial Institutions)
  • Nebraska (Nebraska Department of Banking and Finance)
  • Nevada (Nevada Department of Business and Industry - Division of Mortgage Lending)
  • New Jersey (New Jersey Department of Banking and Insurance)
  • New Mexico (New Mexico Regulations and Licensing Department / Financial Institutions Division)
  • North Carolina (North Carolina Commissioner of Banks)
  • North Dakota (North Dakota Department of Financial Institutions)
  • Ohio (Ohio Division of Financial Institutions)
  • Oregon (Oregon Division of Financial Regulation)
  • Pennsylvania (Pennsylvania Department of Banking and Securities)
  • South Carolina (South Carolina Board of Financial Institutions)
  • Tennessee (Tennessee Department of Financial Institutions)
  • Texas (Texas Department of Savings and Mortgage Lending) 
  • Virginia (Virginia Bureau of Financial Institutions (BFI)) 
  • Washington (Washington Department of Financial Institutions)
  • Wisconsin (Wisconsin Department of Financial Institutions)


My state licenses can be verified at the NMLS Consumer Access website


Please note that by law I am only allowed to conduct mortgage transactions in these states. 

Copyright © 2026 John Labban Mortgage Guru (NMLS #920783) - All Rights Reserved. Please note this is an independent site and not an official company site. I am a mortgage loan officer and my personal site with ALL views expressed on this site are my own and not my company's.


Currently a mortgage loan officer with Mutual of Omaha Mortgage (NMLS 1025894) in Scottsdale, AZ. Mutual of Omaha Mortgage headquarters are located at 3131  Camino Del Rio N, Suite 100 - San Diego, CA 92108. 


Home Equity Lines of Credit and Home Equity Installment Loans available. Certain conditions apply and must meet credit, loan to value, income, and asset requirements. Please call me for details. 


All loans are subject to credit approval. Loans are also subject to income and asset verification. All state and data privacy laws are observed. 


Equal Opportunity Housing Lender. 




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I'm with Mutual of Omaha Mortgage

I am now licensed in 37 states. I can help with purchase, refinance, and home equity loans. Once we're on the phone, I will take you through the process. 

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