John Labban Mortgage Guru (NMLS #920783)

John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)

John Labban Mortgage Guru (NMLS #920783)

John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)John Labban Mortgage Guru (NMLS #920783)
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John Labban Mortgage Guru NMLS #920783

John Labban Mortgage Guru NMLS #920783John Labban Mortgage Guru NMLS #920783John Labban Mortgage Guru NMLS #920783

With nearly 14 years of experience in the industry, let me use my experience to help you close on your next mortgage loan.

Contact Me

Products and Programs

Home Purchases & Refinances

Home Purchases & Refinances

Home Purchases & Refinances

What I originate:

  • Residential Mortgage Loans
  • Purchase - Primary, Secondary, and Investment Homes
  • Refinance - Primary, Secondary, and Investment Homes
  • Home Equity Line of Credit - Conditions apply*
  • Home Equity Installment Loan - Conditions apply*

Loan Products & Programs

Home Purchases & Refinances

Home Purchases & Refinances

Products offered:

  • Fixed & ARM rates


Programs Offered:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Home Equity Line of Credit
  • Home Equity Installment Loan 


About John

Home Purchases & Refinances

About John

Why would you work with John:

  • I have nearly 14 years of experience in the mortgage profession both as a mortgage loan processor and mortgage loan originator
  • Nearly 30 years of customer and client service experience
  • Licensed in 37 states. Being licensed means I have to go through testing and training each year to ensure I know your state mortgage laws. 

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Contact John

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NMLS ID: 920783

Phone: (904) 250-8730 Email: jlabban@mutualmortgage.com

Next Federal Reserve Meeting - 3/18/2026

Federal Reserve chose to hold rates steady in their first meeting of the year in 2026. Will they issue an interest rate cut in March?

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Copyright © 2026 John Labban Mortgage Guru (NMLS #920783) - All Rights Reserved. Please note this is an independent site and not an official company site. I am a mortgage loan officer and my personal site with ALL views expressed on this site are my own and not my company's.


Currently a mortgage loan officer with Mutual of Omaha Mortgage (NMLS 1025894) in Scottsdale, AZ. Mutual of Omaha Mortgage headquarters are located at 3131  Camino Del Rio N, Suite 100 - San Diego, CA 92108. 


Home Equity Lines of Credit and Home Equity Installment Loans available. Certain conditions apply and must meet credit, loan to value, income, and asset requirements. Please call me for details. 


All loans are subject to credit approval. Loans are also subject to income and asset verification. All state and data privacy laws are observed. 


Equal Opportunity Housing Lender. 




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I'm with Mutual of Omaha Mortgage

I am now licensed in 37 states. I can help with purchase, refinance, and home equity loans. Once we're on the phone, I will take you through the process. 

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